Repair Your Credit
Credit is No Longer a Luxury, but Rather a Necessity
No Advance Fee CREDIT REPAIR SERVICES in Cumberland County, Southern NJ
Fix Bad Credit with Our Advanced Methods
All of your life's biggest financial decisions will involve your credit rating.
Our relentless strategy engages & attacks any entity that is injurious to your credit profile.
Our custom-developed, proprietary credit repair software permitsus to efficiently generate customized challenge / dispute letters with "one click", and effective unique content (text & inserts).
We DO NOT prepare "template" or "format" letters like those other inexperienced credit repair companies use that yield little or no results.
We do not use obsolete, "cookie-cutter" credit repair letters those other credit repair organizations use that keep you waiting month-after-month with little to no results. We respect your urgency & time to fix your credit.
You receive updated/modified credit reports delivered about every 45 days until your profile is deemed fair, complete & accurate.
Fix Your Credit
Getting started has never been easier. Simply click "Get Your Free Consultation" and we will privately consult with you. We will perform a credit report analysis, then utilize consumer protection laws to challenge or dispute adverse or any items on your report for fairness, completeness, compliancy and MAXIMUM POSSIBLE ACCURACY.
Credit Analysis
Since everyone's situation is completely different, we will analyze your credit reports and customize a plan of attack solution based on your unique credit profile. During the process, you will have easy online access to your case 24/7 for LIVE status updates on enhancements or changes to your credit reports and scores.
Document Preparation
Now that we have identified the issues, errors or non-compliant credit report items, we do the rest. You can just sit back and wait for results in the mail or through our INCLUDED Credit Monitoring Service. If certain negative items are removed or modified, your credit score should be updated accordingly.
Start living again! We’ll work hard to maximize your score so you can achieve your goals and learn how to maintain your awesome credit rating long after our work is done.
How the Credit Repair Process Works
Credit Restoration & Optimization is a process. There is no secret like those "credit gurus" mislead you to believe. Credit repair involves methodically engaging creditors, debt collectors, credit bureaus and court houses. We utilize consumer protection laws to challenge consumer reporting agencies, debt collectors, credit bureaus or your creditors to challenge and/or dispute unfair, inaccurate, incomplete, outdated, unverifiable and/or negative report items that negatively affect your credit profile. Fixing bad credit can be an overwhelming and exhausting process; however, we can do the work for you because you may not have the time or resources.
Credit Monitoring
We help you get your credit reports and continually keep an eye on your credit.
Credit Auditing
We assign a specific “Credit Expert” to you who knows your file to provide you with customized service.
Your Credit Rating Impacts Everything
Home
Purchasing or renting a home not only requires good credit, but boosting your scores can save you thousands of dollars on your mortgage loan. Our former EXPERIENCE as MORTGAGE BROKERS, along with our network of realtors & real estate agents, can work on your behalf.
Financial Goals
Virtually every financial goal you have will be directly impacted by your Vantage Score or FICO credit score.
Transportation
Most consumers can finance a car, truck or SUV, but having a good credit score may reduce your payment and save you a lot of money with your auto loan. Ask about our FREE CAR BUYING SERVICE -- We Do ALL the Work for You!
Employment
If you apply for a job, your potential employer can check your credit. Today more than ever employers need to be ensured that they are hiring responsible employees.
Buying Power
Credit cards, loan applications, insurance quotes and almost all everyday finance purchases require a good credit score.
Interest Rates
Most consumers can finance a car, truck or SUV, but having a good credit score may reduce your payment and save you a lot of money with your auto loan. Ask about our FREE CAR BUYING SERVICE -- We Do ALL the Work for You!
We Work with
